Protecting Your Rights Against Uninsured Or Underinsured Drivers
As of March 2024, the minimum coverage in South Dakota for motorists is set at $25,000 for bodily injury per person, $50,000 for bodily injury per accident, and $25,000 for property damage. Yet, even with these requirements, you may find yourself in an accident where the other driver is uninsured or underinsured.
In these cases, our lawyers at Christensen Law Office, PC, are here to ensure that you are not left to bear the financial burden alone. At our Sioux Falls office, we help clients throughout the state recover from injuries where they are not able to expect compensation from the liable party’s insurance, whether they do not have enough coverage or any coverage at all.
Uninsured Versus Underinsured Situations
An uninsured driver is one with no insurance coverage at all, which is against the law in South Dakota. On the other hand, an underinsured driver has insurance, but their policy limits are too low to cover all the damages caused by the accident. In both scenarios, you are faced with potential out-of-pocket expenses, through no fault of your own.
How We Can Help
Our lawyers focus solely on plaintiff representation in motor vehicle accidents, including those involving uninsured and underinsured drivers. Our attorneys, Renee H. Christensen and Michael J. Christensen are equipped to pursue the compensation you need to recover from your losses.
We will review your insurance policy, explore all available options, and fight for the coverage you deserve. Our goal in any personal injury claim is to maximize the compensation our clients receive so that it reflects the current and future costs of their injuries, including lost income, medical bills, and loss of earning potential.
Your Security Is Our Priority
When you are dealing with the aftermath of an accident with an uninsured or underinsured driver, you need an advocate who understands the law and your rights. We can take on the challenges of your legal needs while you focus on your recovery. Call our lawyers at 605-206-5872 or email us here to schedule your initial consultation today.