After getting injured on the job, you may find yourself ready to start looking for a new job.
Whether for a change or inability to perform the task, many people face the same decision. According to the U.S. Department of Labor, 2.6 million nonfatal workplace injuries or illnesses occurred in 2021. Before making that decision, consider how it may affect your workers’ compensation benefits.
1. Will I retain benefits after starting a new job?
You have the legal right to switch jobs while receiving benefits from your current employer. By doing so, you risk losing some of those benefits. How much depends on various factors. If you take a lower-paying job, you may still get some workers’ comp benefits but the pay rate may drastically decrease. A new job that pays the same will result in losing the benefits.
2. What if I want a second job for extra income?
Any extra income you bring in will affect how much you receive in weekly benefits. If your second job requires physical work similar to the one that got you injured, your benefits may get terminated. Taking on an extra job requires reporting the income. If you fail to do so, you will then face potential insurance fraud charges.
3. What should I consider before starting a new job?
Sustaining an injury and losing income comes with struggles. While a new job may sound appealing, you should also consider the side effects beyond the financial aspect. As your injuries continue to heal, you do not want to risk reinjuring yourself. Additionally, your current employer has no legal requirement to hold your job for you or offer a different one if you start working elsewhere.
While money matters, your health should always take priority.