When a worker becomes permanently and totally disabled, the financial implications can be overwhelming. If you find yourself in this situation, you need to know your options for addressing the financial challenges and reclaiming your quality of life. It is important...
Workers’ Compensation
What happens if the insurance company disagrees with my doctor’s medical report?
In the realm of insurance claims, the evaluation of medical reports is important. When the insurance company disagrees with the findings outlined by your doctor, it can create issues in the claims process. Understanding the implications and possible courses of action...
What does workers’ compensation not cover?
According to the South Dakota Department of Labor & Regulation, employers in the state do not have to carry workers' compensation insurance, making it one of only two states without a mandate. Workers' compensation is a valuable safety net for employees, providing...
Can workers’ compensation cover surgery?
When workplace injuries occur, the workers’ compensation system can provide financial support to employees. One common question that arises is whether workers' compensation covers surgery as part of the treatment process. Workers' compensation typically covers medical...
Types of injuries that may allow you to file a PTD claim
According to the Occupational Safety and Health Administration, there were roughly 2.6 million workplace injuries in 2022. When an injury at work changes your life permanently, it is more than a temporary inconvenience. It is a life-altering event that can lead to...
What type of benefits can you receive with a successful permanent total disability claim?
Did you know that more than 4.6 million people received injuries that required medical attention and more than 4,000 died in workplace accidents in 2021? Many of these individuals received some form of workers’ compensation benefits. If you receive an injury at work,...
The best method for reporting a workplace injury
In South Dakota, notifying your employer about workplace injuries is essential in seeking compensation and medical treatment. The state has specific guidelines and regulations that employees must follow when reporting injuries sustained on the job. The first thing to...
3 benefits of hiring a workers’ compensation attorney
An accident at work can lead to physical harm and affect you emotionally and financially. Fortunately, you may qualify for workers' compensation benefits after an injury at your workplace. Navigating the workers' compensation system can feel complex and overwhelming,...
3 FAQ’s about starting a job while getting workers’ comp
After getting injured on the job, you may find yourself ready to start looking for a new job. Whether for a change or inability to perform the task, many people face the same decision. According to the U.S. Department of Labor, 2.6 million nonfatal workplace injuries...
What is a request for a lump sum payment in South Dakota workers’ compensation?
South Dakota requires employers to carry workers' compensation insurance to protect employees injured on the job from financial repercussions and employers from liability. If your injuries result in permanent impairment, you may also request a lump sum payment....